Large transaction shield, Nightguard… innovative ways OPay is protecting customers from fraud

Since its establishment in 2018, OPay has been a driving force in Nigeria’s financial inclusion efforts, extending financial services to millions, especially in underserved areas. As digital payments continue to expand, so does the need for advanced innovations. OPay, recognizing this need, has continually developed groundbreaking features to enhance user experience and security in the evolving digital landscape.

One of the latest innovations is the Large Transaction Shield, a cutting-edge feature designed to provide users with maximum control over high-value transactions. At the heart of this feature is facial recognition technology, serving as an advanced authentication tool. When a transaction exceeds a user-defined threshold, the platform requires facial verification before proceeding. This ensures that only the authorized account holder can approve significant transactions, giving users the confidence that their funds are protected through innovative technology.

In addition to facial recognition, the Large Transaction Shield allows users to set personalized transfer limits. Users can define single, daily, or monthly limits, ensuring that any transaction exceeding these limits triggers additional verification. This customization enhances user control, ensuring that every transaction meets their specified security preferences.

OPay’s introduction of the Large Transaction Shield reflects its commitment to innovation and customer empowerment. As digital transactions become more prevalent, users seek greater control over their financial activities, and OPay’s feature offers exactly that. By putting control directly in the hands of its customers, OPay ensures that every high-value transaction is secure and verified.

Alongside the Large Transaction Shield, OPay has introduced other innovative features, such as the Nightguard, which also utilizes facial recognition to secure accounts during specific hours. Combined with other tools like two-factor authentication and instant account-locking USSD codes, OPay has positioned itself as one of Nigeria’s most secure digital payment platforms. Through these innovations, OPay not only drives financial inclusion but also builds a future where digital payments are synonymous with trust and cutting-edge technology.